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Default Rates

Cohort Default Rates

Cottey College is pleased to provide information regarding cohort default rates for Federal Direct
Stafford Loans. This information is provided in compliance with the Higher Education Opportunity Act
initially passed in 1965 and reauthorized in 2008. A 3-year cohort default rate is the percentage of a
school’s borrowers who enter repayment on certain loans during a particular federal fiscal year (FY),
October 1 to September 30, and default or meet other specified conditions prior to the end of the
second following fiscal year.

Questions related to this information should be directed to the Director of Financial Aid at (417) 667-
8181, ext. 2192.

Cohort Data

Fiscal Year Total # of Borrowers Entering Repayment Number of Borrowers in Default Default Rate National Default Rate
2020 88 0 0% 0
2019 90 2 2.2% 2.3%
2018 103 7 6.7% 7.3%
2017 117 10 8.5% 9.7%
2016 123 11 8.9% 10.1%
2015 131 5 3.8% 10.8%
2014 132 13 9.8% 11.5%
2013 124 10 8.0% 11.3%
2012 128 10 7.8% 11.8%